Pawning an item such as a ring or a TV is borrowing money. When you pawn the ring or the TV, you are leaving that item as collateral for the money you borrow. If you do not repay the loan within the time period (4 months), the item you left as collateral will be sold to satisfy the loan amount and all charges that have accumulated.

Pawning vs. Buying Outright
We will pawn items or buy the items outright. If you pawn an item, you must sign a contract that states you will repay the loan with interest within 4 months. If you sell the item to us outright, you have no obligation to repay any money to us.

Our Pawning Procedures
Please don't try to pawn any item that does not belong to you unless you have the owner's permission to pawn it. State law requires that we use one of four identification cards: driver's license, state issued ID card, military ID and US passport. Without one of those IDs we are prohibited from making a loan or buying anything. Every item we pawn or buy is listed on a form that the customer must sign. The customer must also place a thumbprint on this form, which is then turned over to the local police department.

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Things We Will Pawn!
While jewelry is what our customers pawn the most, we also make loans on stereo equipment, guns, antiques, tools, computers, entertainment equipment, cameras, games and gaming equipment, coins, stamps and some sports equipment to give you a brief list.

Things We Won't Pawn!
With exceptions, we pawn just about anything of value. Some of the things we don't pawn are:

• Cell Phones
• Automotive Items
• Clothing
• Exceptionally Fragile Items